Health Savings Account (HSA)

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Health Savings Account (HSA)

A Health Savings Account is designed for individuals with a high-deductible medical insurance plan, to help you cover the costs not paid by your plan. You’ll get free checks and debit card access to help you pay doctors, dentists, pharmacy and other medical expenses.

Features

  • You must be enrolled in a high deductible health plan (HDHP)
  • No minimum deposit to open the account ($50 minimum balance to earn dividends at a variable rate)
  • No monthly service fee
  • Possible Tax Benefits (consult a tax advisor for eligibility)
  • Access funds with free checks, a debit card and Online or Mobile Banking
  • Deposits are federally insured by the NCUA to at least $250,000 (Individual Retirement Accounts up to an additional $250,000)

Health Savings Account Rates

Account Description

Dividend Rate

Annual Percentage Yield (APY)

0.10%
0.10%
0.20%
0.20%

Our Offers

Enjoy the same high rate whether you're a small saver or a big depositor.

This is one of many ways your credit union gives back to members.

Other financial institutions pay higher dividends for higher balances, but we want every saver to earn more.